Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Market Commentary

Retirement

How Can I Estimate My Future Social Security Benefits?

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
What Is a Traditional IRA?

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.
What Is a 401(k) Plan?

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Tax Planning

How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.
What Is a Required Minimum Distribution?

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.
What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½

Tax-deferred retirement account withdrawals before age 59½ generally triggers a 10% federal income tax penalty.

Investing

What Is Diversification?

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Risk Management

What Is Life Insurance for Business Owners?

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
What Is Term Life Insurance?

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
What Types of Health Coverage Are Available?

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
Am I Prepared for Long-Term Care Expenses?

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
What Does Medicare Cover?

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

Weekly Market Commentary

Weekly Market Commentary | September 30, 2024

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Articles

Market Commentary

Retirement

How Can I Estimate My Future Social Security Benefits?

What Is a Traditional IRA?

What Is a 401(k) Plan?

Tax Planning

How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

What Is a Required Minimum Distribution?

What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½

Investing

What Is Diversification?

Risk Management

What Is Life Insurance for Business Owners?

What Is Term Life Insurance?

What Types of Health Coverage Are Available?

Am I Prepared for Long-Term Care Expenses?

What Does Medicare Cover?

Weekly Market Commentary